 At
DOCO Regional FCU, we offer several credit card options to meet
your needs. Your credit card should offer convenience, not high
costs. Why spend more on fees and interest charges than you have
to? Discover the savings of a DOCO Regional FCU Visa Card. You'll
enjoy the following benefits:
- No annual fee
- Fixed rates
- 25-day grace period
| VISA
Platinum |
VISA
Classic |
| Annual Percentage Rate (APR) for Purchases 8.90% |
Annual Percentage Rate (APR) for Purchases 11.90% |
| APR for Cash
Advances 8.90% |
APR for Cash
Advances 11.90% |
| APR for Balance Transfers 8.90% |
APR for Balance Transfers 11.90% |
| Minimum Interest Charge |
If you are charged interest, the charge will be no less than $0.50. The minimum interest charge will be charged on any dollar amount. |
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each biling cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard. |
| Transaction Fees |
| Cash Advance Fee |
$1.00 |
| Foreign Transaction Fee |
1.00% of each multiple currency transaction in U.S. dollars
0.80% of each single currency transaction in U.S. dollars |
| Penalty Fees |
| Late Payment
Fee |
$15 |
| Returned Payment Fee |
$35 |
How We Will Calculate Your Balance. We use a method called "average daily balance (excluding new purchases)." See your account Agreement for more details.
Billing Rights. Information on your rights to dispute transactions and how to excercise those rights is provided in your account Agreement.
Other Disclosures:
Card Replacement Fee: $2.00
Statement Copy Fee: $2.00
Document Copy Fee: $2:00
Rush Fee: $15.00
Collection Costs for Credit Unions Lending to Borrowers in Georgia. You agree to pay all costs of collecting the amount you owe under this Agreement, including reasonable attorney's fees not in excess of 15.00% of the unpaid debt and all court costs.
Please contact
us for more information on VISA Credit Cards or click
here for a VISA Credit Card request form. |
