Updated 3/2/09.  Rates subject to change.

**All rates & terms listed are based on best credit worthiness.  ACTUAL RATES & TERMS MAY VARY DEPENDING ON INDIVIDUAL CREDIT RATING.

** Rates Subject to Change Daily
** All Deposits Insured up to $250,000 By NCUA

New Cars & Trucks 
Term APR Percentage Finances
36 Months 5.50% 110% Financing
48 Months 5.50% 110% Financing
60 Months 5.50% 110% Financing
66 Months 6.00% 110% Financing
72 Months 6.25% 110% Financing
Used Cars & Trucks 
Year Terms APR
2009 - 2010 36, 48 & 60 Months 5.50%
2009 - 2010 66 Months 6.00%
2009 - 2010 72 Months 6.25%
2007 - 2008 36, 48, 60, & 66 Months 6.00%
2007 - 2008 72 Months 6.25%
2005 - 2006 36, 48, & 60 Months 5.50%
2003 - 2004 36 & 48 Months 5.50%
Home Equity Loans
Type Term APR
Fixed Rate 15 Year Financing w/ 3-year draw * Prime Rate
Variable Rate 15 Year Financing w/ 7-year draw 1% Above Prime Rate

* Set at Prime at time of loan, not to go below...6.00% (Certain qualifications apply.)

Various Other Loans
Type
Max Term
APR FINANCING
New Recreational Vehicles
84 Months
5.75% 90%
Lawn Tractors
48 Months
5.75% 80%
Motorcycles & ATVs
60 Months
5.75% 80%
Share Secured Loans
---
*2.00% over share rate ---
Signature Loans
36 Months
9.00% ---

VISA Classic Credit Card

VISA Platinum Credit Card

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11.90%

8.90%

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Real Estate Unimproved Land
7-Year
8.00% ---
Second Mortgage
15-Year w/ 1-time draw
7.50% ---

* Applied rate varies as Share or Certificate rate changes.

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